Millenium Savings And Investment Cooperative

On behalf of MISIC (Millennium Saving & Investment Cooperative) former KVCS and indeed on my own behalf, let me take this opportunity to welcome you on MISIC website and congratulate all the Stakeholders, mentors, Clients and MISIC Staff (Family) to have made it possible for it to be where it’s today. Initially, MISIC was formed in 2004, and obtained full legal work permission to operate in 2006 as per the official government gazette Ref. J.O no. 23 of 30th December, 2006. In 2018 it had to change its name from KVCS to MISIC in order to create room for more investment opportunities and expand its operations across Rwanda. This is contained in Rwanda Cooperative Agency's decision RAC/0107/2018 published in the official gazette No.10 of 5th/3/2018. Apart from parking management, currently we are involved in textile industry, chalk production and construction through our companies. Namely Abadahigwa Ku Ntego Ltd, Vision Garment Ltd and Unique Chalk Ltd.

MISIC Director General

      Capt(rtd) Emmanuel Nsanzumuhire



To be the preferred Veterans Cooperative in providing quality,professional and secure services.


  • To empower members through provision of innovative services
  • To improve members' social-economical well being through savings and investments
  • To create jobs and business opportunities to reservists


  • Create employment opportunities to Veterans and whenever deemed necessary to civilians.
  • Maintaining Security through management of parking yards and in other areas of operation
  • Enhance socio-economic benefits to members through savings and investments.
  • Sustain growth and achieve our targets by working to meet the expectations of our stakeholders and managing resources' sustainability
  • Motivate the staff to deliver excellent customer services